Purchasing a Home

So you’re buying a home and you need a loan. What is the best loan for you? That is a very important question and the Smart Team will help give you the best home loan options. To find out what is the best loan for you, let’s start with these questions:

  • How much do you want to put down?
  • How long are you planning to own the property?
  • How much can you afford for a monthly payment?
  • Are you eligible for any special loans?


  • Down Payment Assistance Programs
  • VA No Money Down
  • USDA No Money Down
  • FHA Low Money Down
  • Conventional Low Money Down
  • HomePath and Other Programs

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